Born in S.1186, Lloyd lost his parents to an accident at the age of 3. From that moment onward, his brother Guy Bannings, a renowned and respected investigator for the Crossbell Police Department's First Division, became his most important role model. Guy's death in S.1201 struck him hard, which forced Lloyd to move in with his uncle in Calvard. Determined to succeed his brother, he signed up for the Police Academy in Crossbell and graduated in S.1203.
In S.1204, he was invited by Sergei Lou to join the newly established Special Support Section in Crossbell. His strong sense of justice and deductive reasoning skills led his fellow members to elect him as their leader.
During the Imperial occupation of Crossbell in S.1205-1207, Lloyd worked as a resistance member. On behalf of Cao Lee, Lloyd and Rixia Mao were tasked with backing up data from Orbal Network terminals in the Geofront. During the operation, Lloyd was confronted by Altina Orion and Rean Schwarzer, the latter of which was working as a special military officer of Crossbell's General Government. Lloyd managed to hold off Rean long enough to backup the data, after which Rean summoned Valimar to destroy the computer as a whole. After formally introducing themselves, Rean allowed Lloyd to escape with the data.
The first accessory on his orbment is the police tag of his deceased brother, reading "CrossBell State Police Department, No.03082182: Guy Bannings". The second accessory is a winged lion, reflecting the divine wolf, a holy beast mentioned in Crossbellan legends.